Citadel RidgeCommercial finance and capital advisory
307-452-7831 Send the file
307-452-7831info@citadel-ridge.com5830 E 2nd St, Ste 7000, Casper, WY 82609
Wyoming LLCPrincipal ledNationwide

From working capitalto the sale ofyour company.

Citadel Ridge LLC is a commercial finance brokerage and capital advisory firm. We arrange funding across the full capital stack and advise owners through refinance, growth, and exit. Send the basics and you get a straight read, not a pitch.

Send the file See if your positions qualify

Citadel Ridge is not a lender and does not make credit decisions. We arrange facilities through third party lenders and funders, and we are paid by them at funding. How we get paid.

2 business daysA written read: what the file supports, what is missing, and the next step if there is one.
Competing offersCounterparties are scored for appetite before a file goes out, so the result is options, not 1 house quote.
Disclosed firstYou see what we are paid, in writing, before you sign anything. If we are not the right desk for the file, we say so.

01 / Funding

Funding across the full capital stack.

10 ways we place capital, matched to where the business actually stands. Every file goes only to lenders and funders with demonstrated appetite for it.

See all 10 facilities
01Merchant cash advanceRevenue based working capital placed through a vetted funder network, with the true cost read to you before you sign. Fast when speed is the point. 02Term loansMonthly payment facilities for equipment, expansion, acquisition, and refinance. The clean structure most businesses should be carrying. 03Lines of creditRevolving working capital that sits ready and costs you only when drawn. 04Position buyoutFor merchants carrying 3 or more advance positions: a collateral backed facility that retires every position in full at closing and replaces the daily debits with 1 monthly payment. 05Bridge loansShort term capital against a defined exit: a sale, a refinance, or a receivable event, sized to the exit. 06FactoringReceivables purchase facilities that convert outstanding invoices into working cash without adding term debt. 07Mezzanine financingSubordinated capital between senior debt and equity for acquisitions, buyouts, and growth, arranged when senior alone will not carry the plan. 08Private credit facilitiesDirect lender facilities beyond bank appetite, from $1,000,000 to $50,000,000, structured across senior, unitranche, and subordinated layers. 09Equity and institutional capitalPreparation and introductions for raises with private equity, venture, and family office capital, run as a managed process rather than a cold pitch. 10Business sale brokerageSell side representation for owners exiting: valuation, materials, a competitive buyer process, and negotiation through close.

02 / Capital advisory

Fixed fee mandates for defined outcomes.

Beyond funding placement, Citadel Ridge runs fixed fee advisory engagements matched to gross revenue bands. Fees are fixed and paid at execution by wire. Scope and fee are delivered in a single mandate document after qualification.

I

Refinance Engagement

Gross revenue $1,000,000 to $5,000,000, carrying advance positions

Built to produce the daily debit stack retired through 1 clean monthly facility, with the business left bankable.

Read the mandate II

Placement Engagement

Gross revenue $5,000,000 to $10,000,000

Built to produce a funded institutional facility at competitive pricing, with the owner's personal exposure contained.

Read the mandate III

Exit Engagement

Gross revenue $10,000,000 plus, seeking a full or majority sale

Built to produce a closed sale at a defended price, with the seller protected after close.

Read the mandate IV

Enterprise Engagement

Gross revenue $25,000,000 plus, 12 month mandate

Built to produce the balance sheet financed at institutional terms and the enterprise ready to transact on the owner's timeline.

Read the mandate

Credit advisory

Read the credit file the way a lender reads it.

A standalone educational engagement for business owners. Not credit repair.

2 files enter every financing decision, the owner's personal report and the company's business credit file. Credit advisory teaches you what each 1 contains, how to review it for accuracy through the free official channels, and how to manage it on a routine you keep. Fixed fee, separate from every facility on this site, and never a condition of a placement. No score, deletion, or funding outcome is promised.

Credit advisory The 6 credit briefs Resource center

04 / Insights

Short briefs from inside the file.

What the paper actually says, and what the other side of the table reads first.

Brief 01

The true cost of a stacked position

Factor rates are not interest rates. The arithmetic that shows what a stack really costs, annualized, and why the number changes with every day of remaining term.

Read the brief Brief 02

Reverse consolidation versus position buyout

2 opposite products sold under 1 word, and the 4 questions that expose any offer in a single call.

Read the brief Brief 03

What a lender reads first in your financials

The 10 minute underwriting read that decides your pricing before the application is opened, and how to prepare a file for it.

Read the brief

6 more briefs on personal and business credit, from reports and scores to the limits of credit repair claims

03 / Tools

Work out the number before anyone quotes you one.

Every calculator runs in your browser. Nothing you type is stored, sent to Citadel Ridge, or attached to an intake.

All tools and comparisons
01Which facility fits6 questions about the business, and the read on which of the 10 structures are realistic today, what each would cost, and what to fix first. 02Factor rate converterA factor rate is not an interest rate. Enter the offer and see the real annualized cost and the cost per dollar you keep. 03Stack calculatorEvery position you carry: the debit load as a share of deposits, the true cost of the stack, and the next 6 months of cash. 046 ways out of stacked advancesSettlement, stall and save, reverse consolidation, defense counsel, refinance and buyout, compared on what each leaves you the morning after.

05 / Intake

Start with the file.

Send the basics and we respond within 2 business days with a straight read, not a pitch. Have 4 to 6 months of business bank statements, recent financial statements, and a schedule of any current advance positions ready. A complete file gets competing offers. An incomplete one gets a single quote priced for the lender's uncertainty.

Business clients only. Citadel Ridge LLC is a Wyoming limited liability company serving operating businesses nationwide.

Phone 307-452-7831 Email info@citadel-ridge.com Office 5830 E 2nd St, Ste 7000, Casper, WY 82609

Intake

2 minutes

Submissions are not received in confidence until an engagement agreement is executed. Do not include account numbers or sensitive identifiers in this form.

Received. We respond within 2 business days with a straight read, not a pitch. Submissions are not received in confidence until an engagement agreement is executed.